Why Protecting Your Credit is Critical Before Applying for a Home Loan
Buying a home or refinancing a mortgage is one of the most significant financial milestones you will ever undertake. When you apply for a mortgage, lenders examine your financial history under a microscope, and your credit score plays the starring role in determining...Understand the Aug. 1 Changes to HUD-1, Closing Process
Major changes to the mortgage closing process replaced the familiar HUD-1 settlement statement and Good Faith Estimate with new standardized forms. This walkthrough explains the updated closing disclosure and loan estimate along with the new three day review requirement that affects buyers and sellers alike. Understanding these changes can help you avoid last minute delays and feel more confident heading into your closing.
Purchase or Refinance
Whether you are looking to buy your first home or refinance your current mortgage CRESTICO offers competitive rates and low closing costs through a direct lending approach. As a Los Angeles mortgage broker we work with first time home buyers and experienced investors alike to find financing solutions tailored to each situation. Watch the video to learn more about your purchase and refinance options.