Heads up! There’s more than one FICO® Score.
To keep pace and ensure you get the credit you deserve, FICO® Scores have been updated regularly. For instance, we now use credit much more often. FICO® Scores have adapted to reflect this shift, so typical credit usage today isn’t penalized like it might have been in the past.
That’s why there are multiple FICO Score versions, in addition to the popular FICO Score 8.
Get expert tools and guides for smart real estate and mortgage decisions.
|
Experian |
Equifax |
TransUnion |
|
Widely used versions |
||
|
FICO® Score 9 FICO® Score 8 |
FICO® Score 9 FICO® Score 8 |
FICO® Score 9 FICO® Score 8 |
|
Versions used in auto lending |
||
|
FICO® Auto Score 9 FICO® Auto Score 8 FICO® Auto Score 2 |
FICO® Auto Score 9 FICO® Auto Score 8 FICO® Auto Score 5 |
FICO® Auto Score 9 FICO® Auto Score 8 FICO® Auto Score 4 |
|
Versions used in credit card decisioning |
||
|
FICO® Bankcard Score 9 FICO® Bankcard Score 8 FICO® Score 3 FICO® Bankcard Score 2 |
FICO® Bankcard Score 9 FICO® Bankcard Score 8 FICO® Bankcard Score 5 |
FICO® Bankcard Score 9 FICO® Bankcard Score 8 FICO® Bankcard Score 4 |
|
Versions used in mortgage lending |
||
|
FICO® Score 2 |
FICO® Score 5 |
FICO® Score 4 |
|
Newly released version |
||
|
FICO® Score 10 FICO® Auto Score 10 FICO® Bankcard Score 10 FICO® Score 10T |
FICO® Score 10 FICO® Auto Score 10 FICO® Bankcard Score 10 FICO® Score 10T |
FICO® Score 10 FICO® Auto Score 10 FICO® Bankcard Score 10 FICO® Score 10T |