FOREIGN NATIONAL LOANS
Purchase or Refinance Residential and Commercial Properties Across the U.S. Our foreign national loan programs are designed with low documentation requirements and offer fast, hassle-free approvals.
We specialize in Foreign National Loans and provide mortgage programs tailored to meet your needs.
At Crestico, we understand that obtaining a loan in the U.S. as a foreign national can feel overwhelming. That’s why our mortgage programs are specifically designed to simplify the process and help international buyers invest in residential or commercial properties with ease.
Our programs feature low documentation requirements, quick approvals, and flexible terms, making it easier than ever to secure financing without unnecessary delays. Whether you’re purchasing your first U.S. property, refinancing an existing investment, or expanding your portfolio, Crestico provides tailored solutions to fit your needs.
With our expertise, you’ll benefit from a smooth, transparent lending experience that removes the barriers many foreign nationals face with traditional banks. We make the process faster, easier, and more accessible—so you can focus on growing your investments with confidence.
Specialized Commercial Loans | Hard Money & Portfolio Options?
For Pre-Approval:
- Completed Foreign National Loan Application
- Valid Identification (Passport and/or Driver’s License)
- Resume or Curriculum Vitae (if applicable)
- Proof of Address (utility bill such as cable, electric, or water in your name showing current residence)
If Self-Employed or a Business Owner:
- Last two (2) years of personal tax returns
- Current personal financial statement prepared by your accountant
- Last two (2) years of business tax returns
- Year-to-date business financial statement (Profit & Loss) prepared by your accountant
If Employed:
- Last two (2) years of personal tax returns
- Two most recent pay stubs
- Employer contact details (name, phone, email) for verification of employment
- Last three (3) months of bank statements for all accounts, both domestic and international (if applicable)
- Application forms can be downloaded here.
For Final Approval:
- Copy of fully executed sales contract
- Proof of payment to seller (checks and/or wire transfer receipts)
Loan Program Options
- Fixed-Rate Loans: Available in 30, 20, and 15-year terms
- Adjustable-Rate Mortgages (ARMs): Options with 1, 3, 5, and 7-year adjustable terms
Payment Options
- Principal + Interest – build equity while paying down your loan
- Interest-Only – lower monthly payments with flexible repayment options
Flexible Features
- No Prepayment Penalties – pay off your loan early or make extra payments anytime without fees
- Title Options – choose to close under a Corporation, Limited Liability Company (LLC), or Personal Name
