(818)-784-2929

22935 Ventura Blvd. Los Angeles, CA

Crestico Funding
  1. Home
  2. Commercial Mortgages
  3. Loan Programs

Tailored Solutions: Specialized Commercial & Business Loan Programs

Our Specialized Loan Programs are designed for complex, time-sensitive, or unconventional scenarios—providing flexible solutions when traditional lenders may fall short.
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Welcome to the Specialized Loan Programs section at Crestico. While many financing needs can be met through traditional commercial real estate or business loan products, we recognize that certain situations demand a more customized or unconventional approach. Some projects or borrowers may have unique circumstances, time-sensitive requirements, or asset profiles that don’t neatly fit into standard lending boxes.

That’s where our specialized loan programs come in. Crestico offers a range of alternative financing solutions designed to provide flexibility, speed, and creative structuring when standard options may not be the ideal fit. Our experienced team is adept at understanding complex scenarios and finding viable pathways to funding for even the most unique commercial and business needs.

When Standard Financing Isn't Enough, We Offer Alternatives

Our specialized loan programs are often considered when:

Speed is Paramount

You need to close on a deal exceptionally fast.

The Property is Unique or in Transition

The property might be distressed, require significant repositioning, or have an unconventional use.

Credit or Documentation Challenges Exist

The borrower’s credit history or income documentation might not meet traditional bank standards, but there’s strong collateral or a compelling story.

A Bridge is Needed

Short-term financing is required to “bridge” a gap until permanent financing can be secured or a property is sold.

Conventional Lenders are Unable to Assist

Banks or traditional lenders may have declined the loan due to strict underwriting guidelines.

Specialized Commercial Loans | Hard Money & Portfolio Options?

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Explore Our Specialized Loan Offerings
Crestico provides the following specialized financing solutions to meet these distinctive needs:

Hard Money & Private Money Loans (Commercial)

When speed and asset-based lending are critical, hard money loans (often from private investors or specialized funds) offer rapid funding based primarily on the equity in commercial real estate. Ideal for time-sensitive acquisitions, fix-and-flip projects, or situations requiring quick capital.

Portfolio Loans (Commercial)

As a lender that sometimes holds loans in our own portfolio rather than selling them on the secondary market, we may have greater flexibility in underwriting and structuring terms for unique commercial properties or borrower situations.

Why Consider Specialized Loans from Crestico

Our specialized loan programs are often considered when:

Creative Problem-Solving

We look beyond the numbers to understand the full picture and work to find solutions.
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Flexibility in Underwriting

While still diligent, our specialized programs can often offer more adaptable criteria.

Focus on Viability

We assess the overall viability of the project or the strength of the collateral.

A Bridge is Needed

Our team has experience in structuring non-traditional financing.
We understand that the range of commercial and business loans can seem complex. Our website is designed to provide clear, concise information to help you identify potential solutions. We encourage you to explore the specific loan program pages for detailed information.

If you’re unsure where to begin or would like personalized guidance, our experienced loan specialists are ready to listen to your needs and help you navigate your options, ensuring you make an informed decision.

Turn Ambition into Expansion with Strategic Financing from Crestico

Connect With a Commercial Loan Expert
Henry D.
Marisol was extremely helpful and successful in resolving the problems associated with my loan. We are very happy with our new loan.
Maria C.
They were always available to answer my questions and made the entire process simple and straightforward. I got a great rate and the support I needed to close on time. I wouldn't hesitate to use them again or recommend them to family and friends!
Nik N.
I couldn't have had a more amazing experience with our realtor - Diane Phillips. Diane is extremely knowledgeable and personable. She got to know me and my...
Tatiana G.
Houtan and Marisol are a great team. They helped my dad with his refinance and made the process seamless. They answered every question we had and came up with solutions if we ran into any issues. Thanks again!
Wesley P.
I had an amazing experience.I received all the information, support and they were very Knowledgeable of the information that I needed.
George H.
Excellent Mortgage Broker – Highly Recommended! I had an amazing experience working with Houtan and his team at Crestico. From start to finish, not only Houtan himself but his entire team made the mortgage process smooth, stress-free, and efficient. Their knowledge and expertise were evident at every step, ensuring I got the best possible loan terms. Communication was outstanding; Houtan was always available to answer my questions, explain complex details in a way that made sense, and guide me through the entire process with confidence. They were proactive, transparent, and truly had my best interests in mind. If you’re looking for a mortgage broker who is professional, reliable, and dedicated to helping you secure the best financing, I highly recommend Houtan and his team. I couldn’t have asked for a better experience!
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive, personable, and knowledgeable. He is incredibly reliable and would answer calls or emails within minutes when I had questions. I can't recommend Houtan enough for buying a house. We had been working directly with a large bank on a loan, and all seemed fine until we had an accepted offer, then we started having issue after issue where there was just no sense of urgency. We almost had to walk away from our house, but Houtan and his team were referred to us in mid escrow, helped us explore multiple options in parallel, and close on time. Houtan was very responsive and on top of everything, presented our options very clearly, patient with all our questions, and really understands the Los Angeles housing market.
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Niloofar S.
As a first time home buyer, taking out a jumbo loan could’ve been quite scary. But Houtan and his team made it a pleasant experience. An amazing team who are always one step ahead of the process.
Mohammad S.
Easy to work with ! Professional people and honest!
Jack M.
Worked with Houtan. He got our loan closed super fast and got us a rate that was lower than what our bank offered us. I'm very happy with Crestico and i recommend them to anyone.
Rebecca S.
Finally a real professional with a heart! Working with Houton makes me feel like having a friend who is on my side, rather than a businessman who is always looking out for #1. He is extremely helpful, knowledgeable, and responsive. He was always happy to explain and strategize with me whenever I needed help. Unlike most realtors and lenders out there who don't want to use their brains and only do easy and mindless paperwork, Houtan has great analytical and investment insights to share with his clients. I wholeheartedly recommend him to anyone who values the rare combo of both thoughtfulness and top-notch expertise.
Ramtin S.
Thank you Houtan and the entire team for going above and beyond every single time. From the onset, you guys gather whatever is necessary to get the job done as quickly and efficiently as possible, always keeping constant communication. My rate and fees are disclosed and never change at the time of signing.
Shayan M.
These guys were a godsend when searching for a home loan. I was first time home buyer and they helped out with the entire process. Everything from the customer service to making sure I was informed for every step of the process was handled exceptionally. I am absolutely ebullient with Houtan and his entire team have given me, and helping me transcend into the status of homeowner.
Pouyan B.
I have been working with Houtan for over 10 years. He and his office have always been great to work with. Excellent communication and great work ethic. I will definitely be back for my other mortgage needs in the near future.
Michael R.
Thank you Houtan and team for helping me secure my home loan! Great communication, customer service and rate! Look no further, call Crestico for all of your home loan needs.
Bronson M.
I want to express my gratitude to Houtan and his team. Houtan is extremely knowledgeable and really takes the time to answer any questions that you have. He wants the best for his clients and I would recommend him to anyone.
Diba P.
I want to take a moment to express my gratitude for Houtan Hormozian and the exceptional service he provided in helping me secure a loan. From our very first conversation, he was attentive, understanding, and incredibly knowledgeable about the lending process. He took the time to explain all the details, answered all my questions patiently, and worked tirelessly to find the best options tailored to my needs. His professionalism and dedication made what could have been a stressful experience into one that was smooth and straightforward. Thanks to Houtan Hormozian, I was able to secure the financing I needed, and I couldn't be happier with the outcome. I highly recommend him to anyone in need of lending services. His commitment to his clients is truly commendable!
Golnaz G.
Houtan and his team are the best. They made the whole process of buying the house so easy for me. Houtan is very professional,knowledgeable , trustworthy and caring. He wants the best for his costumers. I highly recommend him to everyone.
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