(818)-784-2929

22935 Ventura Blvd. Los Angeles, CA

Crestico Funding
  1. Home
  2. Commercial Mortgages
  3. Business Financing Solutions
  4. Consumer Financing

Empower Your Business with Consumer Financing

Consumer financing occurs when a business provides financing options directly to its customers. This allows customers to purchase products or services that they may not be able to pay for upfront. By offering consumer financing, merchants make it easier for buyers to afford higher-priced items or services, which can increase sales and improve customer satisfaction. Typically, consumer financing is arranged through the merchant selling the product or service, giving customers a convenient way to spread payments over time.
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Understanding Consumer Financing

Consumer financing is a financial solution that allows businesses to offer their customers the ability to pay for products or services over time rather than all at once. By providing this option, merchants make it possible for customers to purchase items or services that might otherwise be out of reach due to upfront costs.

This type of financing is typically offered directly through the business selling the product or service, giving customers a convenient and flexible way to manage payments. Consumer financing not only helps buyers afford higher-priced items, but it also benefits businesses by increasing sales, attracting new customers, and fostering long-term loyalty.

By integrating consumer financing into your offerings, your business can expand its customer base, improve cash flow, and create a more positive purchasing experience that encourages repeat business.

Financing Solutions That Benefit Both You and Your Customers

Attract More Customers

Boost your business by attracting more customers with targeted strategies, increasing engagement, driving sales, and growing your brand effectively.

Increase sales

Drive business growth and boost revenue by implementing effective strategies, reaching more customers, and increasing sales consistently and sustainably.

Build customer relationship

Strengthen relationships with your customers, encourage repeat business, and create long-term loyalty through exceptional service and meaningful engagement.

Specialized Commercial Loans | Hard Money & Portfolio Options?

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Benefits of Consumer Financing

At Crestico, we make the consumer financing process simple, so you can focus on what matters most—running your business and serving your customers.

Our program offers a straightforward online application, with approval decisions in just minutes. Flexible repayment options make it accessible for a wide range of customers, and perfect credit scores are not required. Financing amounts range from $1,000 to $10,000 per client, giving your customers the purchasing power they need.

We work with businesses in all 50 states across multiple industries. Common partners include healthcare services, medical equipment and supplies, home improvement retailers, appliance, mattress, and furniture stores, and professional services such as accountants and funeral homes, among others.

Consumer financing helps you increase sales, attract more customers, and build loyalty, all while keeping the process easy and efficient for both you and your clients.

Turn Ambition into Expansion with Strategic Financing from Crestico

Connect With a Commercial Loan Expert
Henry D.
Marisol was extremely helpful and successful in resolving the problems associated with my loan. We are very happy with our new loan.
Maria C.
They were always available to answer my questions and made the entire process simple and straightforward. I got a great rate and the support I needed to close on time. I wouldn't hesitate to use them again or recommend them to family and friends!
Nik N.
I couldn't have had a more amazing experience with our realtor - Diane Phillips. Diane is extremely knowledgeable and personable. She got to know me and my...
Tatiana G.
Houtan and Marisol are a great team. They helped my dad with his refinance and made the process seamless. They answered every question we had and came up with solutions if we ran into any issues. Thanks again!
Wesley P.
I had an amazing experience.I received all the information, support and they were very Knowledgeable of the information that I needed.
George H.
Excellent Mortgage Broker – Highly Recommended! I had an amazing experience working with Houtan and his team at Crestico. From start to finish, not only Houtan himself but his entire team made the mortgage process smooth, stress-free, and efficient. Their knowledge and expertise were evident at every step, ensuring I got the best possible loan terms. Communication was outstanding; Houtan was always available to answer my questions, explain complex details in a way that made sense, and guide me through the entire process with confidence. They were proactive, transparent, and truly had my best interests in mind. If you’re looking for a mortgage broker who is professional, reliable, and dedicated to helping you secure the best financing, I highly recommend Houtan and his team. I couldn’t have asked for a better experience!
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive, personable, and knowledgeable. He is incredibly reliable and would answer calls or emails within minutes when I had questions. I can't recommend Houtan enough for buying a house. We had been working directly with a large bank on a loan, and all seemed fine until we had an accepted offer, then we started having issue after issue where there was just no sense of urgency. We almost had to walk away from our house, but Houtan and his team were referred to us in mid escrow, helped us explore multiple options in parallel, and close on time. Houtan was very responsive and on top of everything, presented our options very clearly, patient with all our questions, and really understands the Los Angeles housing market.
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Niloofar S.
As a first time home buyer, taking out a jumbo loan could’ve been quite scary. But Houtan and his team made it a pleasant experience. An amazing team who are always one step ahead of the process.
Mohammad S.
Easy to work with ! Professional people and honest!
Jack M.
Worked with Houtan. He got our loan closed super fast and got us a rate that was lower than what our bank offered us. I'm very happy with Crestico and i recommend them to anyone.
Rebecca S.
Finally a real professional with a heart! Working with Houton makes me feel like having a friend who is on my side, rather than a businessman who is always looking out for #1. He is extremely helpful, knowledgeable, and responsive. He was always happy to explain and strategize with me whenever I needed help. Unlike most realtors and lenders out there who don't want to use their brains and only do easy and mindless paperwork, Houtan has great analytical and investment insights to share with his clients. I wholeheartedly recommend him to anyone who values the rare combo of both thoughtfulness and top-notch expertise.
Ramtin S.
Thank you Houtan and the entire team for going above and beyond every single time. From the onset, you guys gather whatever is necessary to get the job done as quickly and efficiently as possible, always keeping constant communication. My rate and fees are disclosed and never change at the time of signing.
Shayan M.
These guys were a godsend when searching for a home loan. I was first time home buyer and they helped out with the entire process. Everything from the customer service to making sure I was informed for every step of the process was handled exceptionally. I am absolutely ebullient with Houtan and his entire team have given me, and helping me transcend into the status of homeowner.
Pouyan B.
I have been working with Houtan for over 10 years. He and his office have always been great to work with. Excellent communication and great work ethic. I will definitely be back for my other mortgage needs in the near future.
Michael R.
Thank you Houtan and team for helping me secure my home loan! Great communication, customer service and rate! Look no further, call Crestico for all of your home loan needs.
Bronson M.
I want to express my gratitude to Houtan and his team. Houtan is extremely knowledgeable and really takes the time to answer any questions that you have. He wants the best for his clients and I would recommend him to anyone.
Diba P.
I want to take a moment to express my gratitude for Houtan Hormozian and the exceptional service he provided in helping me secure a loan. From our very first conversation, he was attentive, understanding, and incredibly knowledgeable about the lending process. He took the time to explain all the details, answered all my questions patiently, and worked tirelessly to find the best options tailored to my needs. His professionalism and dedication made what could have been a stressful experience into one that was smooth and straightforward. Thanks to Houtan Hormozian, I was able to secure the financing I needed, and I couldn't be happier with the outcome. I highly recommend him to anyone in need of lending services. His commitment to his clients is truly commendable!
Golnaz G.
Houtan and his team are the best. They made the whole process of buying the house so easy for me. Houtan is very professional,knowledgeable , trustworthy and caring. He wants the best for his costumers. I highly recommend him to everyone.
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