Unsecured Business Term Loans
Affordable Monthly Payments No Prepayment Penalties – Enjoy Discounts Instead Fast Approval Process in Just 1–2 Weeks.
Funding Your Business Doesn’t Have to Be Complicated
At Crestico, we understand that every business has unique financial needs. That’s why we offer unsecured business term loans designed to help companies at every stage—whether you’re a startup looking to establish your foundation or an established business ready to take the next step in expansion.
Our loan programs provide terms ranging from one to five years, with funding available up to $350,000. To qualify, a minimum credit score of 660 is required, but even businesses with past credit challenges may still be considered based on overall financial health. With Crestico, there’s no need for personal collateral, making financing more accessible and stress-free.
These loans can be used to expand operations, purchase inventory, hire and train new employees, invest in marketing or technology upgrades, or refinance existing debt. Whatever your needs may be, Crestico’s solutions are designed to provide the flexibility and support your business deserves.
Unlike traditional banks that often take months to process an application, Crestico ensures a streamlined and efficient process. Most loans are funded within one to two weeks, and clients benefit from fixed rates ranging between six and twenty-five percent, along with early repayment discounts instead of prepayment penalties.
The application is simple and hassle-free. In just five minutes, you can check if you are pre-qualified through a soft credit pull, which means your credit score will not be affected. Once approved, our loan specialists will work closely with you to review your options, explain the terms, and ensure that you select the financing solution best suited to your goals.
How To Apply for a Business Term Loan
Apply
Complete your business loan application in under 60 seconds.
Phone Call
Get a call from a loan analyst to review your offer.
Provide Documents
Provide bank statements, a voided check, and ID for verification.
Receive Funds
Sign your loan agreement and receive your funds!
With Crestico’s unsecured business term loans, you gain a reliable partner committed to helping your business grow and succeed.
Documents Required
- Two years of business and personal tax returns
- Six months of recent business bank statements
- Detailed business debt schedule
- Year-to-date financial statements
Prequalification and Eligibility Criteria
- Minimum of 2 years in business
- At least $250,000 in annual revenue
- Credit score of 660 or higher (soft pull used for prequalification)
- Must be a U.S. citizen or permanent resident
- No recent bankruptcies, tax liens, or judgments on business credit
- Funding typically available within 1 to 2 weeks
- Fixed interest rates from 6% to 25%, with discounts for early repayment
Crestico Business Term Loans Features
Key Features of Our Business Term Loan Program
Documents Needed to Apply
