(818)-784-2929

22935 Ventura Blvd. Los Angeles, CA

Crestico Funding
  1. Home
  2. Home Loans
  3. Agency
  4. Freddie Mac

Freddie Mac Loan Programs

At Crestico, we help homebuyers, homeowners, and property investors explore Freddie Mac loan programs that make home financing more accessible. Whether you are purchasing a home or refinancing an existing mortgage, our experienced loan specialists will help you find the right conventional mortgage solution for your financial goals.
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What Is a Freddie Mac Loan?

A Freddie Mac loan is a conventional conforming mortgage that follows lending guidelines established by the Federal Housing Finance Agency. Freddie Mac purchases qualified mortgages from approved lenders, helping create liquidity in the housing market and making home financing more available for borrowers.

These loan programs can be used to purchase a primary residence, refinance an existing mortgage, finance a second home, or purchase eligible investment properties. With competitive rates and flexible financing options, Freddie Mac loans remain one of the most popular choices for qualified borrowers.

Step 1

Check Eligibility

Step 2

Payment Option

Step 3

Get Approved

Step 4

Close the Loan

Step 5

Repayment & Loan Terms

Key Benefits of Freddie Mac Loans

Low Down Payment Programs

Options starting at 3% down for eligible buyers

Competitive Interest Rates

Fixed- and adjustable-rate mortgage (ARM) options

Flexible Credit Requirements

Approval possible with credit scores as low as 620
1

Streamlined Refinance Programs

For easier, faster refinancing

Multiple Property Types Eligible

From primary residences to small investment properties

No Prepayment Penalties

Pay off your loan early without fees

Reduced Mortgage Insurance Costs

Especially with strong credit profiles
Mortgage advisor helping first time homebuyers, homeowners, and real estate investors explore Freddie Mac loan programs.

Who Can Benefit From a Freddie Mac Loan?

Freddie Mac loan programs are ideal for first time homebuyers, repeat homebuyers, homeowners looking to refinance, and qualified real estate investors. If you meet conventional lending requirements and are looking for competitive financing with flexible terms, a Freddie Mac loan could be an excellent solution.

Frequently Asked Questions

Who qualifies for a Freddie Mac loan?

Borrowers who meet income, credit, debt to income, and property requirements established for conventional conforming loans may qualify.

What is the minimum down payment?

Some Freddie Mac loan programs allow qualified borrowers to purchase a home with as little as 3 percent down.

Can I refinance with a Freddie Mac loan?

Yes. Freddie Mac offers refinance options that may help lower your monthly payment, reduce your interest rate, or change your loan term.

Can Freddie Mac loans be used for investment properties?

Yes. Certain Freddie Mac loan programs allow financing for eligible investment properties, subject to program guidelines.

Can Crestico help me determine if I qualify?

Absolutely. Our mortgage professionals will review your financial situation and recommend the most suitable Freddie Mac loan program for your needs.

Get the Best Home Loan Rates  With Crestico

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Henry D.
Marisol was extremely helpful and successful in resolving the problems associated with my loan. We are very happy with our new loan.
Maria C.
They were always available to answer my questions and made the entire process simple and straightforward. I got a great rate and the support I needed to close on time. I wouldn't hesitate to use them again or recommend them to family and friends!
Nik N.
I couldn't have had a more amazing experience with our realtor - Diane Phillips. Diane is extremely knowledgeable and personable. She got to know me and my...
Tatiana G.
Houtan and Marisol are a great team. They helped my dad with his refinance and made the process seamless. They answered every question we had and came up with solutions if we ran into any issues. Thanks again!
Wesley P.
I had an amazing experience.I received all the information, support and they were very Knowledgeable of the information that I needed.
George H.
Excellent Mortgage Broker – Highly Recommended! I had an amazing experience working with Houtan and his team at Crestico. From start to finish, not only Houtan himself but his entire team made the mortgage process smooth, stress-free, and efficient. Their knowledge and expertise were evident at every step, ensuring I got the best possible loan terms. Communication was outstanding; Houtan was always available to answer my questions, explain complex details in a way that made sense, and guide me through the entire process with confidence. They were proactive, transparent, and truly had my best interests in mind. If you’re looking for a mortgage broker who is professional, reliable, and dedicated to helping you secure the best financing, I highly recommend Houtan and his team. I couldn’t have asked for a better experience!
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive, personable, and knowledgeable. He is incredibly reliable and would answer calls or emails within minutes when I had questions. I can't recommend Houtan enough for buying a house. We had been working directly with a large bank on a loan, and all seemed fine until we had an accepted offer, then we started having issue after issue where there was just no sense of urgency. We almost had to walk away from our house, but Houtan and his team were referred to us in mid escrow, helped us explore multiple options in parallel, and close on time. Houtan was very responsive and on top of everything, presented our options very clearly, patient with all our questions, and really understands the Los Angeles housing market.
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Niloofar S.
As a first time home buyer, taking out a jumbo loan could’ve been quite scary. But Houtan and his team made it a pleasant experience. An amazing team who are always one step ahead of the process.
Mohammad S.
Easy to work with ! Professional people and honest!
Jack M.
Worked with Houtan. He got our loan closed super fast and got us a rate that was lower than what our bank offered us. I'm very happy with Crestico and i recommend them to anyone.
Rebecca S.
Finally a real professional with a heart! Working with Houton makes me feel like having a friend who is on my side, rather than a businessman who is always looking out for #1. He is extremely helpful, knowledgeable, and responsive. He was always happy to explain and strategize with me whenever I needed help. Unlike most realtors and lenders out there who don't want to use their brains and only do easy and mindless paperwork, Houtan has great analytical and investment insights to share with his clients. I wholeheartedly recommend him to anyone who values the rare combo of both thoughtfulness and top-notch expertise.
Ramtin S.
Thank you Houtan and the entire team for going above and beyond every single time. From the onset, you guys gather whatever is necessary to get the job done as quickly and efficiently as possible, always keeping constant communication. My rate and fees are disclosed and never change at the time of signing.
Shayan M.
These guys were a godsend when searching for a home loan. I was first time home buyer and they helped out with the entire process. Everything from the customer service to making sure I was informed for every step of the process was handled exceptionally. I am absolutely ebullient with Houtan and his entire team have given me, and helping me transcend into the status of homeowner.
Pouyan B.
I have been working with Houtan for over 10 years. He and his office have always been great to work with. Excellent communication and great work ethic. I will definitely be back for my other mortgage needs in the near future.
Michael R.
Thank you Houtan and team for helping me secure my home loan! Great communication, customer service and rate! Look no further, call Crestico for all of your home loan needs.
Bronson M.
I want to express my gratitude to Houtan and his team. Houtan is extremely knowledgeable and really takes the time to answer any questions that you have. He wants the best for his clients and I would recommend him to anyone.
Diba P.
I want to take a moment to express my gratitude for Houtan Hormozian and the exceptional service he provided in helping me secure a loan. From our very first conversation, he was attentive, understanding, and incredibly knowledgeable about the lending process. He took the time to explain all the details, answered all my questions patiently, and worked tirelessly to find the best options tailored to my needs. His professionalism and dedication made what could have been a stressful experience into one that was smooth and straightforward. Thanks to Houtan Hormozian, I was able to secure the financing I needed, and I couldn't be happier with the outcome. I highly recommend him to anyone in need of lending services. His commitment to his clients is truly commendable!
Golnaz G.
Houtan and his team are the best. They made the whole process of buying the house so easy for me. Houtan is very professional,knowledgeable , trustworthy and caring. He wants the best for his costumers. I highly recommend him to everyone.
Cristy M.
Jason M.
Dane R.
We did a lot of research before settling on Houtan - and he has been a great find. He has helped us with our home purchase, and several refinances since then. As we look into purchasing rental properties, he is always available to answer questions and explain things in terms that non-brokers can understand. He is, and will always be a part of our investment team.
Sean L.
Houtan and His team are great. He got me a great rate and funded my loan before my escrow closing date. A ++
Lena M.
I am a realtor. Houtan Hormozian was my buyers lender. He was always very responsive and always answered my calls, some lenders never call you back He promised he would close in 30 days and he did. I would highly recommend him.
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