(818)-784-2929

22935 Ventura Blvd. Los Angeles, CA

Crestico Funding
  1. Home
  2. Home Loans
  3. Loan Options
  4. Purchase

Home Purchase Loans with Crestico Funding

Buying a home is one of the most important financial decisions you will ever make. Crestico Funding helps make the process easier by connecting you with the right home purchase loan for your financial goals. Whether you are purchasing your first home, moving to a larger property, or relocating, our experienced mortgage professionals provide personalized guidance from application through closing.
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Your Future Home Starts with the Right Home Loan

Purchasing a home should feel exciting and rewarding. At Crestico Funding, we simplify the mortgage process by helping you understand your financing options and choose a loan that fits your budget and long term plans. From pre approval to closing, our team works with you every step of the way so you can move forward with confidence.

We work with a wide network of trusted mortgage lenders, giving you access to competitive home loan options for many types of borrowers, including first time homebuyers, repeat buyers, self employed professionals, and real estate investors throughout California.

Step 1

Check Eligibility

Step 2

Payment Option

Step 3

Get Approved

Step 4

Close the Loan

Step 5

Repayment & Loan Terms

Why Choose Crestico Funding for Your Home Purchase Loan

Personalized Loan Recommendations

Every homebuyer has different financial goals. We carefully review your income, credit profile, down payment, and future plans to recommend the home purchase loan that best supports your needs.

Honest Mortgage Guidance

Our team believes informed borrowers make better decisions. You receive clear explanations, transparent communication, and straightforward advice throughout your mortgage journey.

Access to Multiple Mortgage Lenders

Instead of limiting you to a single lender, Crestico Funding provides access to an extensive lending network with competitive mortgage rates and a variety of loan programs that fit different financial situations.

Fast Mortgage Process

Our efficient loan process helps reduce delays from pre approval through closing. We work closely with you, your real estate agent, and the lender to help you move into your new home as quickly as possible.
Happy couple holding house keys outside their newly purchased home after securing a home purchase loan

How Home Purchase Loans Work

A home purchase loan helps qualified buyers finance the purchase of a primary residence, second home, or eligible investment property. Instead of paying the full purchase price upfront, you borrow funds from a mortgage lender and repay the loan over an agreed term through monthly payments.

The process typically begins with mortgage pre approval, followed by selecting the right loan program, submitting your application, completing underwriting, and closing on your new home. Crestico Funding guides you through each step while helping you compare loan options, interest rates, and financing terms so you can make an informed decision.

Frequently Asked Questions

What down payment do I need to buy a home?

The required down payment depends on the loan program. Some government backed loans allow lower down payments, while conventional loans may require more. Crestico Funding will help you compare available options based on your financial situation.

How long does the home loan process take?

Every loan is different, but many home purchase loans can close within 30 to 45 days. Timelines depend on the property, documentation, and lender requirements.

Can I buy a home with a low down payment?

Yes. Several loan programs offer low down payment options for qualified borrowers. Our team can help determine which program best fits your financial goals.

Are interest rates fixed or adjustable?

Both fixed rate and adjustable rate mortgage options are available. We will explain the differences and help you choose the loan that best matches your long term plans.

Get the Best Home Loan Rates  With Crestico

Get Pre-Approved Now
Henry D.
Marisol was extremely helpful and successful in resolving the problems associated with my loan. We are very happy with our new loan.
Maria C.
They were always available to answer my questions and made the entire process simple and straightforward. I got a great rate and the support I needed to close on time. I wouldn't hesitate to use them again or recommend them to family and friends!
Nik N.
I couldn't have had a more amazing experience with our realtor - Diane Phillips. Diane is extremely knowledgeable and personable. She got to know me and my...
Tatiana G.
Houtan and Marisol are a great team. They helped my dad with his refinance and made the process seamless. They answered every question we had and came up with solutions if we ran into any issues. Thanks again!
Wesley P.
I had an amazing experience.I received all the information, support and they were very Knowledgeable of the information that I needed.
George H.
Excellent Mortgage Broker – Highly Recommended! I had an amazing experience working with Houtan and his team at Crestico. From start to finish, not only Houtan himself but his entire team made the mortgage process smooth, stress-free, and efficient. Their knowledge and expertise were evident at every step, ensuring I got the best possible loan terms. Communication was outstanding; Houtan was always available to answer my questions, explain complex details in a way that made sense, and guide me through the entire process with confidence. They were proactive, transparent, and truly had my best interests in mind. If you’re looking for a mortgage broker who is professional, reliable, and dedicated to helping you secure the best financing, I highly recommend Houtan and his team. I couldn’t have asked for a better experience!
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive, personable, and knowledgeable. He is incredibly reliable and would answer calls or emails within minutes when I had questions. I can't recommend Houtan enough for buying a house. We had been working directly with a large bank on a loan, and all seemed fine until we had an accepted offer, then we started having issue after issue where there was just no sense of urgency. We almost had to walk away from our house, but Houtan and his team were referred to us in mid escrow, helped us explore multiple options in parallel, and close on time. Houtan was very responsive and on top of everything, presented our options very clearly, patient with all our questions, and really understands the Los Angeles housing market.
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Nat Z.
Houtan is a top notch professional. He helped me with my pre-approval and walked me through every step of the loan process. He was extremely responsive,...
Niloofar S.
As a first time home buyer, taking out a jumbo loan could’ve been quite scary. But Houtan and his team made it a pleasant experience. An amazing team who are always one step ahead of the process.
Mohammad S.
Easy to work with ! Professional people and honest!
Jack M.
Worked with Houtan. He got our loan closed super fast and got us a rate that was lower than what our bank offered us. I'm very happy with Crestico and i recommend them to anyone.
Rebecca S.
Finally a real professional with a heart! Working with Houton makes me feel like having a friend who is on my side, rather than a businessman who is always looking out for #1. He is extremely helpful, knowledgeable, and responsive. He was always happy to explain and strategize with me whenever I needed help. Unlike most realtors and lenders out there who don't want to use their brains and only do easy and mindless paperwork, Houtan has great analytical and investment insights to share with his clients. I wholeheartedly recommend him to anyone who values the rare combo of both thoughtfulness and top-notch expertise.
Ramtin S.
Thank you Houtan and the entire team for going above and beyond every single time. From the onset, you guys gather whatever is necessary to get the job done as quickly and efficiently as possible, always keeping constant communication. My rate and fees are disclosed and never change at the time of signing.
Shayan M.
These guys were a godsend when searching for a home loan. I was first time home buyer and they helped out with the entire process. Everything from the customer service to making sure I was informed for every step of the process was handled exceptionally. I am absolutely ebullient with Houtan and his entire team have given me, and helping me transcend into the status of homeowner.
Pouyan B.
I have been working with Houtan for over 10 years. He and his office have always been great to work with. Excellent communication and great work ethic. I will definitely be back for my other mortgage needs in the near future.
Michael R.
Thank you Houtan and team for helping me secure my home loan! Great communication, customer service and rate! Look no further, call Crestico for all of your home loan needs.
Bronson M.
I want to express my gratitude to Houtan and his team. Houtan is extremely knowledgeable and really takes the time to answer any questions that you have. He wants the best for his clients and I would recommend him to anyone.
Diba P.
I want to take a moment to express my gratitude for Houtan Hormozian and the exceptional service he provided in helping me secure a loan. From our very first conversation, he was attentive, understanding, and incredibly knowledgeable about the lending process. He took the time to explain all the details, answered all my questions patiently, and worked tirelessly to find the best options tailored to my needs. His professionalism and dedication made what could have been a stressful experience into one that was smooth and straightforward. Thanks to Houtan Hormozian, I was able to secure the financing I needed, and I couldn't be happier with the outcome. I highly recommend him to anyone in need of lending services. His commitment to his clients is truly commendable!
Golnaz G.
Houtan and his team are the best. They made the whole process of buying the house so easy for me. Houtan is very professional,knowledgeable , trustworthy and caring. He wants the best for his costumers. I highly recommend him to everyone.
Cristy M.
Jason M.
Dane R.
We did a lot of research before settling on Houtan - and he has been a great find. He has helped us with our home purchase, and several refinances since then. As we look into purchasing rental properties, he is always available to answer questions and explain things in terms that non-brokers can understand. He is, and will always be a part of our investment team.
Sean L.
Houtan and His team are great. He got me a great rate and funded my loan before my escrow closing date. A ++
Lena M.
I am a realtor. Houtan Hormozian was my buyers lender. He was always very responsive and always answered my calls, some lenders never call you back He promised he would close in 30 days and he did. I would highly recommend him.
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